Consumer lending is on the rise

Figures released by the Finance and Leasing Association, based on November 2012, have shown that lending for consumer credit has been steadily growing and is showing a 6% gain on the previous year.

Despite seeing a drop in lending for credit cards and personal loans, the figure was helped by an increase in lending for second mortgages which was 11% up on 2011, and a dramatic increase of 25% on car finance.

Fiona Hoyle, Head of Consumer Finance at the FLA said:

 "The strongest growth we have seen is car finance suggesting that consumers are taking advantage of the good finance deals currently on offer. The figures show just how important the sector is to consumers and the economy in general"

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